Specialised Insurance policies for all commercial property owners and operators
Compton Insurance has years of experience handling insurance programs for commercial property owners and strata complexes. We have a large panel of Australian insurers with whom we negotiate covers, excesses, and premiums along with a full claims service from lodgement to settlement. Commercial property policies may appear to be simple, but there are many tips, tricks and clauses that can be missed by the untrained eye.
Important policy conditions to consider
- Under-insurance or Average Clauses
- Flood cover
- Removal of debris calculations
- Policy Exclusions like asbestos and pollution
- Unoccupied or vacancy clauses
- Errors in building design, plan or specification
- Replacement Cost vs Indemnity Value
- Policy specific exclusions
Cover Options Available
- Accidental Damage
- Loss of Rent / Income
- Rent Default
- Theft of building and its fittings / fixtures
- Liability Cover
- Claims Preparation Costs
- Architects, Surveyors and Legal Fee's
- Fire Extinguishment Costs
What property can we cover?
- Commercial Buildings
- Industrial Buildings
- Factories and Warehouses
- Residential Strata Complexes
- Commercial Strata Complexes
- Vacant Buildings
- Properties containing EPS
- Prestige Residential Property
Policy Types
- Commercial Property Packages - Fire and Perils
- Commercial Property Packages - Accidental Damage
- Industrial Special Risks
- Commercial Strata
- Residential Strata
- Mixed Tenancy Strata
- Prestige Residential Policies
What we Provide
Compton Insurance provides an unmatched level of service for its clients. We always act in your best interests whilst taking the hassle out of the whole process. Insurance can be incredibly complicated and technical, which is why it’s important to use an experienced broker. Our services include:
- Risk analysis of the situation and your property
- Market research, premium negotiations and quotations with a large panel of reputable insurers in both local and international markets
- Policy coverage reviews and recommendations
- Full claims service from lodgement to settlement including negotiations with loss adjusters and assessors
- Personal service from a dedicated broker throughout the lifecycle of your policies